AI 导读
Stripe 联合创始人 Patrick Collison 长文讨论 AI 智能体对经济的影响,核心判断是个人 Agent 会成为产品质量的结构性补贴,削弱价格歧视、流量拦截和订阅续费等依赖消费者非理性的商业模式。
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Stripe 联合创始人Patrick Collison这篇聊 AI 智能体对真实商业世界的影响的推文, 释放了一个极度锋利的判断,
个人 Agent 最大的颠覆不是帮你干活,而是给好产品发了一笔结构性补贴,可以说是最近把 Agent 经济学讲得最透的一篇了,
绝大多数靠短视频投流和拦截流量的公司,估计要一两年后才会感受到切肤之痛。
很多人以为个人 Agent 的价值就是替你订机票、找优惠券,但他指出了一个更狠的颠覆,这其实是在打破大公司对普通消费者的智力碾压。
商业公司在某种意义上就是人类最早造出来的超级智能,过去几十年它们靠着信息不对称和注意力垄断赚足了利润,
比如结账时顺手推的高价保险,或者你忘记取消的自动续费,本质上都是在利用人类有限的理性薅羊毛。
而当每个人手里都有了一个不知疲倦、买东西前能自动做十个小时深度调研的个人 Agent,整个商业的游戏规则就彻底变了。
过去互联网公司都在靠流量分发和买路钱活着,只要抢占了你的第一眼注意力,哪怕产品再烂也能大卖,做产品的永远在争论到底渠道重要还是质量重要。
但如果所有人的 Agent 都在冷酷地核对真实参数和全网口碑,流量拦截就彻底失效了,Personal Agent 相当于直接给好产品发了一笔结构性补贴。
未来的商业反向传播不再奖励那些最会投流刷脸的公司,而是把筹码加给那些把产品做到极致的团队。
当营销的障眼法被智能体一层层剥干净,真正能为你站台的,只剩下产品本身。
Assorted things I've been mulling over regarding agents in the economy: • Companies are in some sense the original superintelligence. It's often the case that they can use their amortized cognitive surplus to advance their interests against those of certain consumers: relative to the optimization capacity of companies, consumers can be inattentive, underinformed, irrational, etc. (Think, say, of some of the classic insurance upsells at the end of a booking process, which is typically priced substantially above what a regular policy would cost.) Herbert Simon introduced the idea of bounded rationality, and firms often end up benefiting from it. Thanks to personal agents, we will probably get somewhat more rational in how we engage with companies. • How exactly will outcomes change? Well, certain kinds of price discrimination will work less well (how do coupons work if every agent hunts fastidiously for them?), and certain kinds of customer cross-subsidy will change (today, people who forget to cancel subscriptions subsidize those who don't). Taken across the economy as a whole, I'm not sure what the incidence of all of this will be. • In corporate strategy, people have long debated the relative importance of distribution and product quality. Perhaps you've made something better, but does anyone know about it? Won't people just continue to buy the ACME Corp Mousetraps? Personal agents will, I think, act as a kind of structural subsidy for product quality. How would markets look different if individuals always spent at least 10 hours researching their purchases? On the margin, focusing on making a product better is, I think, going to become a more effective strategy for companies. This is good! • It true, a corollary is that information about product quality will become more important and impactful. Today, most people have very limited ability to aggregate and integrate such data, but agents will have insatiable thirst for such signals. (It's often said that data is becoming more valuable because it helps in the training of models. That's obviously true, but I think there's a secondary way in which it's more valuable simply as a complement to cheaper intelligence.) • A big question is whether agents will increase superstar effects (rational agents all settle on the same product) or increase dispersion (because everyone has slightly different tastes and preferences, which agents are good at eliciting, finally overcoming the artificial clustering we've been subjected to). • Many internet companies have monetized demand routing, which is in turn often predicated on short attention spans. "I'll click on the first thing I see." This has led to some amount of inefficiency, as companies try to propitiate capricious ranking algorithms and incur various placement fees. It's not all deadweight loss (willingness to pay is itself a kind of signal, which is valuable to buyers), but it's not great. How will the nature and value of this routing change in a world of personal agents? I don't know the answer, but I think that the effects might be pretty big. • Much of what I'm writing hinges on the assumption that personal agents will be on the consumer's side. I suspect that that will be the winning strategy, but whether it's true, and what it means to be true, involves a lot of other questions. Taken as a whole, the market is a massively parallelized, decentralized, and highly imperfect value attribution machine, and, taking stock of all of the effects, it seems to me that the quality point may well be the biggest: that agents will change the nature of the backpropagation such that the rewards for better products increase. Maybe this is too optimistic, but I suspect (and hope) that companies that make things that they're proud of will feel that the universe is a little more partisan in their favor.在 X 查看被引用的帖子
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