OpenAI 在美国为 ChatGPT Pro 用户推出个人金融功能，用户可通过 Plaid 连接银行账户、查看支出仪表盘，并基于实际交易数据向 GPT-5.5 提问。
原文列出了接入方式、数据边界和内部基准分数，可据此判断 ChatGPT 在个人金融场景的能力与限制。
So OpenAI literally kill*d many fintech startups today
OpenAI launched a personal finance feature in ChatGPT for Pro users in the US.
You connect your bank accounts via Plaid, get a spending dashboard, and can ask GPT-5.5 questions grounded in your actual transaction data - balances, spending patterns, subscriptions, investments.
It can't see full account numbers or move money. Intuit integration is coming for things like tax estimates and credit card applications.
Financial memories store context like savings goals across conversations.
Plus users get it later, free tier eventually. They built an internal benchmark with 50+ finance professionals and say GPT-5.5 Thinking scores 79/100, GPT-5.5 Pro 82.5/100 on complex personal finance tasks.
A preview for Pro users: a new personal finance experience in ChatGPT. Pro users in the U.S. can securely connect financial accounts, see where their money is going, and ask questions based on the information they choose to connect. Your full financial picture, now in ChatGPT. Video在 X 查看被引用的帖子
来源：@kimmonismus · x.com